Residential Property Review – May 2026
26 May 2026
Slowing momentum – affordability pressures and cautious consumer sentiment are likely to temper activity in the months ahead Rental market – a 9% annual increase
Slowing momentum – affordability pressures and cautious consumer sentiment are likely to temper activity in the months ahead Rental market – a 9% annual increase
Market sentiment – figures show a sharp deterioration in market sentiment as geopolitical tensions rise in the Middle East BTR investment – figures highlight the
Market volatility is normal and often creates long-term opportunity Holding excess cash may hinder growth for long-term objectives Diversification and discipline help manage emotional investment
New BTL lending rose 22.7% year-on-year in Q3 2025 Average UK rental yields increased to 7.15% Northern cities and Wales are emerging as strong yield
Rising property values and frozen thresholds are drawing more families into IHT scope Pension rule changes from 2027 may alter estate planning strategies significantly Early
A third of UK workers feel confident about achieving a comfortable lifestyle when they retire There are some significant disparities across income groups, age and
Equity release lending rose 11% year-on-year to £2.57bn Many borrowers use funds for home improvements or gifting family Housing wealth is increasingly integrated into retirement
UK workers, especially Gen X, increasingly want time away from work to focus on health and wellbeing Affordability and lack of employer support are cited
Buyers are negotiating more carefully in affordability-focused markets Agreements in principle strengthen credibility with sellers Preparation improves both buyer confidence and seller outcomes The difficulty
Bank of England policymakers voted to keep interest rates at 3.75%, opting for caution due to the unpredictability of the Middle East The UK faces
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© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.