Economic Review – November 2025
2 December 2025
ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone The Monetary Policy Committee voted to leave Bank Rate
ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone The Monetary Policy Committee voted to leave Bank Rate
Buyers are willing to pay a premium for a home with a sea view One million UK homes have risen in value by at least 50%
More first-time buyers are purchasing homes later in life to manage affordability challenges Longer mortgage terms help keep monthly payments manageable but extend debt into later years
Growth forecasts rise to 1.5% this year, with steady medium-term expectations supporting economic stability and resilience Income tax, NICs and IHT thresholds remain frozen to 2031, increasing the long-term
Savills forecasts slow house price growth through 2026, accelerating sharply from 2027 as rates ease and economic stability improves Nationwide and Bank of England data
Retail investor demand continues rising sharply, supported by reduced interest rates, tighter supply and greater vendor realism in valuations M&S strengthens its UK logistics network with a major pre-let hub
In the summer, the government launched a consultation on the future of the State Pension age Research has found that there’s a dip in financial confidence when
Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly Double taxation risks arise, as pensions inherited post-75 may face both income
For every £1 in a man’s pension pot, a woman has just 42p Career breaks, part-time work and lower wages widen the gender pensions gap
Average home insurance costs vary depending on property type and size The most common reasons for claiming are water damage and accidents Renewing policies early,
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Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.