
Breaking the retirement mould – flexi is the future
As life expectancy increases, workers are abandoning the idea of spending a whole career with one company More workers are embracing non-linear career journeys by

As life expectancy increases, workers are abandoning the idea of spending a whole career with one company More workers are embracing non-linear career journeys by

Many UK adults don’t feel confident their family would be financially secure if they unexpectedly died Women were less certain about their family’s financial resilience and 45-54-year-olds were the least confident

Landlords face reduced rental profitability as Income Tax on property earnings rises by two percentage points The Lifetime ISA will be phased out and replaced by

Even small increases in pension contributions can substantially enhance retirement savings through compound investment growth Modest, consistent contributions over a career significantly boost long-term financial security and

Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately

Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement Only 6% of Gen X have a written retirement plan, despite nearing the end

UK economic momentum strengthened into 2026, with GDP rebounding and business surveys signalling improving private sector confidence Inflation ticked higher in December, but economists expect

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year You can contribute as much as you like into your pension,

House prices expected to rise 2% in 2026, with stronger growth outside London and the South First-time buyers benefit from more supply and slower rent growth, improving

Office demand stays strong — investors favour offices, though tenants are more selective on location Retail outperformed in 2025 — strong occupier markets and highest total returns,
Call us or pop in for a coffee, scone and a chat!
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.