Budget incoming – keep calm and carry on
There has been plenty of speculation about what an Andy Burnham government could mean for the housing market It is important to distinguish speculation from
There has been plenty of speculation about what an Andy Burnham government could mean for the housing market It is important to distinguish speculation from

Higher borrowing costs and economic uncertainty continue to weigh as mortgage rates remain unpredictable Lloyds’ House Price Index showed the average UK property price was

First-time buyers are now entering the market later than previous generations, around age 33 on average Longer mortgage terms and later entry naturally lead to

Remortgage applications have risen sharply as pandemic-era fixed deals come to an end Shorter-term mortgage fixes are gaining popularity in uncertain interest rate conditions Landlords

Organisation and preparation are key to helping reduce stress throughout the homebuying journey Realistic budgeting and taking account of all costs helps avoid affordability issues

Many buyers remain positive but affordability pressures continue delaying home purchase decisions Property investors face lower profits, requiring greater adaptability in changing market conditions Multi-generational

Everyday accidents now account for a nearly a third of home insurance claims with the average claim rising significantly Flood risk is becoming an increasing

Initial early pricing decisions can have a lasting impact on whether a home sells quickly or not Marketing, presentation, photography and property details have an

House price performance varies significantly across regions, with northern areas outperforming parts of the south Borrowers are increasingly favouring tracker and shorter-term fixed mortgages amid

Garages and annexes were the most searched property features in 2025 Rural homes and large gardens gained popularity Swimming pools ranked above sea views in
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A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.