Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value The Lifetime ISA will be replaced with a new savings product focused

Over one-third of mortgage holders have no protection in place Nearly half would struggle within six months of losing income Income protection and life cover

New BTL lending rose 22.7% year-on-year in Q3 2025 Average UK rental yields increased to 7.15% Northern cities and Wales are emerging as strong yield

Equity release lending rose 11% year-on-year to £2.57bn Many borrowers use funds for home improvements or gifting family Housing wealth is increasingly integrated into retirement

Buyers are negotiating more carefully in affordability-focused markets Agreements in principle strengthen credibility with sellers Preparation improves both buyer confidence and seller outcomes The difficulty

Nearly half of aspiring buyers have never explored their borrowing potential Remortgaging could improve monthly affordability or release funds for improvements Early preparation strengthens your

Section 21 ‘no fault’ evictions are ending in England Stamp Duty thresholds reverted in April 2025 Rent control and safety reforms expand across devolved nations

Research shows that floral street names can significantly boost the value of a property The biggest premium was found on ‘Bellflower’ streets, where the median sale price increased 199%

30% of UK adults could be forced to sell their family home if their partner unexpectedly died  60% of those with a mortgage don’t have a life insurance

Figures from the Equity Release Council revealed a 10% annual increase in borrowing in Q2 2025.  In H1 2025, making home adaptations or improvements was the top reason for using equity