Market volatility is normal and often creates long-term opportunity Holding excess cash may hinder growth for long-term objectives Diversification and discipline help manage emotional investment

Rising property values and frozen thresholds are drawing more families into IHT scope Pension rule changes from 2027 may alter estate planning strategies significantly Early

A third of UK workers feel confident about achieving a comfortable lifestyle when they retire There are some significant disparities across income groups, age and

UK workers, especially Gen X, increasingly want time away from work to focus on health and wellbeing Affordability and lack of employer support are cited

74% of advised investors plan to increase contributions this year Emotional reactions to markets are more common among non-advised investors Professional guidance improves discipline and

Ordinary and upper Dividend Tax rates rise by two percentage points Dividend Allowance remains £500 per tax year outside ISAs Reviewing your combination of salary,

Global growth is projected at 3.3% in 2026 amid cautious optimism Trade cooperation and AI investment are key economic drivers Policymakers must balance inflation control

UK dividends are projected to reach £88.8bn, up 1.5% year-on-year Underlying growth suggests resilience despite macroeconomic headwinds Global payouts are expected to rise 2.9% to

Up to 70% of family wealth can be lost by the second generation without structured planning IHT changes and pension reforms could accelerate gifting and

Using your ISA allowance early increases potential tax-free growth opportunities Pension contributions attract relief and may reduce higher-rate tax exposure Early planning helps optimise capital