Many UK adults don’t feel confident their family would be financially secure if they unexpectedly died  Women were less certain about their family’s financial resilience and 45-54-year-olds were the least confident

Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year  You can contribute as much as you like into your pension,

“The Chancellor is relying heavily on tax rises towards the back end of the parliament”  Income Tax thresholds will remain unchanged until at least 2031,

Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions  The IMF predicts global growth of 3.1% this year, but some

As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals.  Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned

Providing for family is the strongest motivator for UK adults when it comes to financial planning.  Find a balance between what you value, what you

Consider using ISA and pension allowances before they reset to maximise long-term, tax-efficient growth  Reviewing CGT, dividend and gifting allowances now could reduce unnecessary tax liabilities  Early planning

Gifting can reduce IHT, but poor record-keeping could cause the exemption to be rejected  Gifts with reservation (e.g. continuing to benefit from gifted assets) often trigger unexpected IHT