Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions The IMF predicts global growth of 3.1% this year, but some
As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals. Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned
Providing for family is the strongest motivator for UK adults when it comes to financial planning. Find a balance between what you value, what you
Consider using ISA and pension allowances before they reset to maximise long-term, tax-efficient growth Reviewing CGT, dividend and gifting allowances now could reduce unnecessary tax liabilities Early planning
From April 2028, pension access rises to 57, impacting those born after April 1973 Early pension access will be limited to those with ill health or protected
Gifting can reduce IHT, but poor record-keeping could cause the exemption to be rejected Gifts with reservation (e.g. continuing to benefit from gifted assets) often trigger unexpected IHT
Women are less likely than men to hold life insurance or understand its benefits Many women have not been educated about life insurance and believe
More families now prioritise intergenerational planning, driven by record IHT receipts and policy changes Only half of advised clients have IHT solutions in place, showing
In the summer, the government launched a consultation on the future of the State Pension age Research has found that there’s a dip in financial confidence when
Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly Double taxation risks arise, as pensions inherited post-75 may face both income
Call us or pop in for a coffee, scone and a chat!
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
