
Breaking the retirement mould – flexi is the future
As life expectancy increases, workers are abandoning the idea of spending a whole career with one company More workers are embracing non-linear career journeys by

As life expectancy increases, workers are abandoning the idea of spending a whole career with one company More workers are embracing non-linear career journeys by

Even small increases in pension contributions can substantially enhance retirement savings through compound investment growth Modest, consistent contributions over a career significantly boost long-term financial security and

Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement Only 6% of Gen X have a written retirement plan, despite nearing the end

From April 2028, pension access rises to 57, impacting those born after April 1973 Early pension access will be limited to those with ill health or protected

In the summer, the government launched a consultation on the future of the State Pension age Research has found that there’s a dip in financial confidence when

Unspent pensions will be subject to IHT from 2027, changing inheritance rules significantly Double taxation risks arise, as pensions inherited post-75 may face both income

For every £1 in a man’s pension pot, a woman has just 42p Career breaks, part-time work and lower wages widen the gender pensions gap

Hybrid working helps employees phase gradually into retirement while supporting wellbeing Working part-time after 66 can smooth the retirement transition and boost pension savings Seek

1 in 6 people don’t know who their pension would go to if they passed away Cohabiting partners are especially at risk of missing out

Nearly 4 in 10 people in the UK are not on track for even a basic retirement lifestyle Understanding retirement income targets is key to
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© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.