Residential Property Review – December 2025
23 December 2025
Rising taxes on rental income may squeeze buy-to-let yields and prompt some landlords to reassess investment strategies The Renters’ Rights Act marks a major shift
Rising taxes on rental income may squeeze buy-to-let yields and prompt some landlords to reassess investment strategies The Renters’ Rights Act marks a major shift
Business rate reforms aim to support smaller retail assets but may unintentionally impact high-value offices and logistics buildings Regional office rents reached record growth as ESG-compliant, prime stock remains scarce across
From April 2028, pension access rises to 57, impacting those born after April 1973 Early pension access will be limited to those with ill health or protected
Owning a home can create significant long-term savings when compared with renting Renters in London and Bristol are missing out the most on savings opportunities
Gifting can reduce IHT, but poor record-keeping could cause the exemption to be rejected Gifts with reservation (e.g. continuing to benefit from gifted assets) often trigger unexpected IHT
Women are less likely than men to hold life insurance or understand its benefits Many women have not been educated about life insurance and believe
More families now prioritise intergenerational planning, driven by record IHT receipts and policy changes Only half of advised clients have IHT solutions in place, showing
ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone The Monetary Policy Committee voted to leave Bank Rate
Buyers are willing to pay a premium for a home with a sea view One million UK homes have risen in value by at least 50%
More first-time buyers are purchasing homes later in life to manage affordability challenges Longer mortgage terms help keep monthly payments manageable but extend debt into later years
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.