
Summer housing market update – records, challenges and changing trends
Average asking prices hit record highs, but growth is slowing, as analysts suggest we’re in a buyers market Moving costs have risen sharply across the
Average asking prices hit record highs, but growth is slowing, as analysts suggest we’re in a buyers market Moving costs have risen sharply across the
The UK property market experienced a boost in 2024, with nearly 50% of homes listed receiving offers or selling Cities like Sunderland, Leicester, and Liverpool
Older borrowers are increasingly taking out ultra-long mortgages, with a 156% rise in the last five years Half of UK homes saw price increases in
50% of salaried employees and 33% of non-salaried workers lack life insurance Life insurance covers expenses like mortgages, bills and education costs should the worse
6.3 million homes face flooding threats, but the dangers are expected to rise significantly due to climate change 4.6 million properties are at risk of
Over 15,000 active customers and £622m in lending recorded in Q4 2024, up from £525m in Q4 2023 A 3.3% increase in UK house prices
30% of Brits moved home in the past three years, motivated by lifestyle changes and space One in six homeowners plan to relocate this year,
Stamp Duty Land Tax (SDLT) rates reverted on 1 April 2025 to pre-September 2022 levels First-time buyers will have to start paying the tax on
Spring typically offers an uptick in listings, with 70% of homes listed in February and March completing quickly Buyers have benefited from stable mortgage rates
Changes to Stamp Duty and mortgage rates may make now a good time for first-time buyers. House prices are predicted to rise in 2025, though
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Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
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Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.
© Copyright 2024 Home & Finance. All rights reserved.
Website by TOMD.
Home & Finance is registered in England and Wales.Registered office, 14 New Market St, Ulverston, Cumbria, LA12 7LN.
Authorised and regulated by the Financial Conduct Authority. Home & Finance General Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 300760 for General Insurance Products.
Authorised and regulated by the Financial Conduct Authority. Home & Finance IFA Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 135250 for Investment & Mortgage business.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
© Copyright 2024 Home & Finance. All rights reserved. Website by TOMD.