Category: Mortgages & General Property News

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View of people walking in hilly seaside towards resort village in the bay at sunset; swimming beach and sunset sky in background

In the news

Buyers are willing to pay a premium for a home with a sea view  One million UK homes have risen in value by at least 50%

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Buying later and borrowing longer

Buying later and borrowing longer

More first-time buyers are purchasing homes later in life to manage affordability challenges  Longer mortgage terms help keep monthly payments manageable but extend debt into later years 

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The cost of home insurance

The cost of home insurance

Average home insurance costs vary depending on property type and size The most common reasons for claiming are water damage and accidents Renewing policies early,

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Selling through the seasons

Selling through the seasons

Buyers can be swayed by seasonal features depending on when they’re buying  Winter buyers prioritise warmth, so would pay more for a fireplace and insulation  Summer buyers

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Autumn housing market outlook

Autumn housing market outlook

Buyers gain negotiating power with more homes available and improving mortgage affordability  Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked  Modest

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